Sunday, 31 January 2016

Digital Marketplace for Ideas, IPR and Startups

Ideas, Intellectual Property Rights and Startups


Digital India Idea India

Digital Marketplace for Startups to promote and sell Ideas and Intellectual Property Rights (IPR). Platform to bring together buyers and sellers/owners of Ideas and Intellectual Property Rights - Copyright, Trademarks, Patents etc. 

Go to IdeaIndia.Com to find out more

Friday, 27 November 2015

Digital Personalisation: The Holy Grail of AI

At present if you do an online search for, say, car hire firms, you will suddenly find ads appearing for car hire firms on your computer. This is one way businesses target products and services to you.

For the future the major tech firms around the world are developing Artificial Intelligence, AI, that can take digital personalisation even further. With access to your emails, location, messages and phone conversations etc., (leaving aside issues of privacy) they can push ideas, products and services when and where you will want them. (Such AI technology could be used by insurers to assess an individual's risk better). Becoming in effect digital pushers. This is the holy grail for AI. 

Monday, 12 October 2015

Selling Your Soul Online: Online Portals

Online marketplaces are not just battling for customers but for sellers to go online. Merchants should read the small print.

Economic times reports that ahead of the big-bang sale across ecommerce platforms in the coming weeks, marketplaces are courting sellers through multiple schemes and incentives to reach their targets for on-boarding sellers by the year-end, and prepare them for possible hiccups while processing such large volumes of orders. 

Online marketplaces are also trying to ensure that this Diwali is a happy one for merchants by giving up on commissions and reducing the pay cycle for sellers. "We have been receiving calls from different non-banking financial companies (NBFCs) which have tied up with marketplaces extending loans to us at market rates. Snapdeal has also reduced its payment cycle from over a 10-day period to over a 6-day period to ensure that we can rotate the money for procurement," said Sumanth Lingala, an electronics reseller who works with multiple marketplaces. Online marketplace ShopClues is not charging any commissions for new sellers on the portal. 

Wednesday, 17 June 2015

Face-Off: Code of Conduct for Facial Recognition Technology

BBC News reports that "Privacy campaigners have walked out of talks aimed at creating a code of conduct for companies keen to use facial-recognition technology. In an open letter, the groups said they had quit because of "fundamental" differences over use of the technology. And there had been little prospect that the talks would have produced "adequate protections" for citizens. People deserved better protection than the talks had been likely to have produced, they said. The discussions, brokered by the US National Telecommunications and Information Administration (NTIA), the body that oversees technology policy issues, began in February 2014. Nine separate privacy groups, including the Electronic Frontier Foundation (EFF), the American Civil Liberties Union, and the Center for Democracy and Technology, were invited. But the groups' letter said the companies involved had refused to accept they needed prior permission from people being identified by the technology."

Friday, 5 June 2015

Cloud DNA

Times of India reports that Amazon is in a race against Google to store data on human DNA, seeking both bragging rights in helping scientists make new medical discoveries and market share in a business that may be worth $1 billion a year by 2018.

Academic institutions and healthcare companies are picking sides between their cloud computing offerings - Google Genomics or Amazon Web Services - spurring the two to one-up each other as they win high-profile genomics business, according to interviews with researchers, industry consultants and analysts.

That growth is being propelled by, among other forces, the push for personalized medicine, which aims to base treatments on a patient's DNA profile. Making that a reality will require enormous quantities of data to reveal how particular genetic profiles respond to different treatments.

Already, universities and drug manufacturers are embarking on projects to sequence the genomes of hundreds of thousands of people. The human genome is the full complement of DNA, or genetic material, a copy of which is found in nearly every cell of the body.

Saturday, 27 September 2014

Digital - Privacy Matrix may not allow too much Privacy

Times of India reports that in a world driven by data, notably in the digital format, culture and ethics must be at the heart of any debate on protecting a human's privacy, before seeing it as a technical or legal issue, said the participants at a creative forum here. Likening the current debate over data privacy and ethics to one on the uses of personal DNA in the 1990s, the participants at a meeting of Forum d'Avignon, a think tank on culture, said every individual has the right to have his personal data protected. "It is the responsibility of every state to enforce in an ethical framework, regulations in compliance with its culture. Our digital DNA, our privacy and cultural values deserve this ethical dynamics," the forum said after its 7th global meeting this month.

I suppose every person will have a unique digital DNA which should be protected from prying eyes. But that may not be possible in this age of digital data. The Digital - Privacy Matrix may not allow too much Privacy.

Friday, 26 September 2014

Selling to Yourself: Financing Your Business with E-Commerce

Times of India reports that with a heady growth in online transactions in the country, unscrupulous e-commerce merchants are setting up shops to try and gain from the system by buying from their own portals and thus swiping card for instant cash to finance their offline businesses. "We have suffered Rs 4.5 lakh of fraud out of which one e-commerce merchant sold a used 'car' worth Rs 1 lakh to himself by his credit card," said Nitin Gupta, CEO of PayU India, one of India's leading payment gateways, which has over 30,000 e-commerce merchants registered with it. Cash withdrawal at an ATM in India through a credit card is charged at about 2.7%-2.8% monthly, which on an annualized compounded basis comes to about 40%. But a swipe at your own e-store will land you 'instant' cash at just 1%, the rate now being charged by most mobile wallets and payment gateways for e-commerce transactions. It's this loophole, that small time traders have found to be a cash rotating machine by opening fake online retail companies. "In the particular case, the transaction went through but was caught as the buyer and seller account details were the same. No real sale happened," said Gupta.

Financing your business through e-commerce: Sell to yourself? E-commerce is throwing up new dilemmas.

SJP @DigitalAsian

Friday, 12 September 2014

Apple Bank: Apple Pay Day

Times of India reports that Apple will charge fees from banks every time consumers use their iPhone to make purchases, a move that will give the company a cut of the growing mobile payments market, Bloomberg reported citing people with knowledge of the arrangement. Apple unveiled a watch, two larger iPhones and the mobile payments service Apple Pay recently. The new iPhones will come equipped with the payments service, which launches in the US next month and allows users to pay for items in stores with their phones instead of physically presenting their credit or debit cards. Under the deals struck individually with each bank, Apple will collect a fee for each transaction, the report said.

Is Apple now becoming a bank as well? With Amazon in dispute with major book publishers over royalty payments, will Apple now dominate banks eventually over consumer payments as it has done in music downloads? Apple, Amazon, Facebook and Google appear to be getting into virtually every business including banking. With these 4 tech giants getting into everything will be be any opportunity for smaller players to break through? These tech giants appear to be buying up all the iDeas for the future.

Apple Watch is surprisingly not called iWatch. iBet It may be that the name iWatch may have connotations about surveillance etc. 

Friday, 29 August 2014

India in Digital Overload?

Times of India reports that Prime Minister Narendra Modi's next big push to free up service delivery from the hold of the lower bureaucracy will be in the form of a 'digital cloud' for every Indian. Certificates issued by the government — education, residential, medical records, birth certificates etc — are to be stored in individual 'digital lockers' and a communication protocol established for government departments to access them without physically having to see the hard copy. Information and Technology Secretary Ram Sewak Sharma, who is overseeing the ambitious programme of the government, told ET that this was one of the ideas Modi had frequently flagged as something that would resonate with all Indians. 

Smartphones for every Indian citizen, fibre optic broadband for villages and now digital clouds for every Indian - Does Namo have his head in the clouds or will Indians get digital overload with the Digital India programme?

Monday, 25 August 2014

Ideas for a Digital India

Times of India reports that the Government's Digital India project that aims to offer a one-stop shop for government services would use the mobile phone as the backbone of its delivery mechanism. The government hopes the Rs 1.13-lakh crore initiative that seeks to transform India into a connected economy to also attract investment in electronics manufacturing, create millions of jobs and support trade. In an interview, telecom minister Ravi Shankar Prasad said the government of Prime Minister Narendra Modi wants to ensure that every Indian citizen has a smartphone by 2019.

Good idea for India and smartphone manufacturers (and for NSA and GCHQ). If the government can get even half-way there it will be a huge achievement.

Saturday, 23 August 2014

India's Digital God

Times of India reports that the cabinet has approved the ambitious Digital India programme that aims to connect all gram panchayats by broadband Internet, promote e-governance and transform India into a connected knowledge economy. The Programme, which would be implemented in a phased manner by 2019, is estimated to cost about Rs 113,000 crore, including ongoing schemes being run by the telecom department and Department of Electronics and Information Technology (DeitY), as well as on new schemes "Digital India is a program to prepare India for a knowledge future," says a presentation on the program to the cabinet by DeitY. "The focus is on making technology central to enabling change". Prime Minister Narendra Modi had listed Digital India as among the top priorities for the new BJP-led central government, while delivering his maiden Independence Day speech on August 15. 

Modi is seeking to improve India's digital infrastructure. With this government Department of Electronics and Information Technology (DeitY), it is like god has spoken to Modi to spread the digital word. India will have a new digital god (DeitY) to watch over us all.

Monday, 11 August 2014

Mobile Number Portability: What an Idea, Sirji

Times of India reports that Idea mobile network operator has emerged as the top most gainer of subscribers from mobile number portability (MNP), showing a net gain of around 95 lakh customers till June 30, Parliament was informed today. The data shared in the Lok Sabha by telecom minister Ravi Shankar Prasad showed that Reliance Communications is the biggest net loser of mobile subscribers through MNP. "The reason for port out/ port in may be as ... non satisfaction of the subscribers from their existing mobile operator, expectation of getting better services from recipient mobile operator," Prasad said in a statement. Till June 30, 2014, over 1.51 crore mobile subscribers switched from Idea  to other telecom operators; however, about 2.46 crore subscribers joined the company's network through the MNP, resulting in a net gain of around 95 lakh customers.

Idea's No Ullu Banawing - Ullu Mat Bano campaign seems to be working and people are getting the Idea.